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Streamline your customers' loan application processes and lending decision making with custom software that improves efficiency, accuracy, and enhances the customer experience.
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We Develop Top-Notch Custom Software Solutions For The Loans & Credit Industry

Streamline your customers' loan application processes and lending decision making with custom software that improves efficiency, accuracy, and enhances the customer experience.

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We work hand-in-hand with our clients in the Loans & Credit Industry to deliver key strategic digital solutions on their roadmaps to stay ahead of their competition

Loan origination system (LOS) implementation

  • Streamline loan application processing, reduce manual errors, and enhance customer experience
  • Integrate with third-party systems for credit checks, document verification, and other requirements
  • Ensure compliance with regulations and internal policies

Loan origination system (LOS) implementation

  • Streamline loan application processing, reduce manual errors, and enhance customer experience
  • Integrate with third-party systems for credit checks, document verification, and other requirements
  • Ensure compliance with regulations and internal policies

Mortgage loan servicing platform development

Build a secure, scalable, and user-friendly platform to manage loan accounts, payments, and collections

Integrate with payment gateways, accounting systems, and other relevant applications

Provide real-time reporting and analytics to help you make informed decisions

Mortgage loan servicing platform development

Build a secure, scalable, and user-friendly platform to manage loan accounts, payments, and collections

Integrate with payment gateways, accounting systems, and other relevant applications

Provide real-time reporting and analytics to help you make informed decisions

Digital Mortgage Underwriting Solution

  • Automate the underwriting process, including credit risk assessment, income verification, and property appraisal
  • Use machine learning and AI to analyze data and improve accuracy and efficiency
  • Reduce processing time and costs while maintaining compliance
  • Ensure compliance with regulations and internal policies

Digital Mortgage Underwriting Solution

  • Automate the underwriting process, including credit risk assessment, income verification, and property appraisal
  • Use machine learning and AI to analyze data and improve accuracy and efficiency
  • Reduce processing time and costs while maintaining compliance
  • Ensure compliance with regulations and internal policies

What our clients say

David McGowan
SVP, Chief Information Officer (CIO) of Global Commercial Services. Previously CTO at Kabbage, Acquired by AmEx
"Kabbage’s (Acquired by American Express) partnership with ITMAGINATION has been instrumental in completing our goals."

ITMAGINATION has helped support our internal engineering teams implement numerous major projects and features for Kabbage.

Their project managers and software engineers were able to quickly learn our domain processes and technologies to immediately provide value. We recommend ITMAGINATION as a professional provider of Software Engineering services.
What sets our relationship apart is the partnership approach; it's not just about staff augmentation. Over the past 1.5 years, we've built a level of trust that allows us to work seamlessly, with ITMAGINATION adapting well to our internal processes and holding professional weekly meetings to ensure our cooperation is on track.

For anyone looking to partner with a technology firm, my advice would be to focus on reliability and the ability to provide the right talent pool and expertise - this is something that ITMAGINATION has done for us time and time again as a reliable technology partner.
Dennis Priess
Head of Mobile Engineering & QA
Logo ITMAGINATION Client BNP Paribas
Małgorzata Dąbrowska
RB/PF IT Line Managing Director
"We fully recommend ITMAGINATION as a trustworthy business partner and creator of dedicated IT solutions."

ITMAGINATION has been cooperating with BNP Paribas since 2012. The company has completed many initiatives with the bank, providing and implementing software that was developed especially for our needs.

Over the course of multiple projects, ITMAGINATION proved itself as a professional partner.
Dorota Poniatowska-Mańczak
Chief Innovation Officer
"ITMAGINATION has a professional team that delivers high-quality software."

We recommend ITMAGINATION as a trustworthy business partner and creator of dedicated IT solutions.

The main project created by ITMAGINATION for our company was implemented very quickly – in only 13 months.

We have been cooperating with ITMAGINATION since 2016. Among other services, we have hired out the company's technology consultants for our needs.
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Robert Pernak
Pricing Manager
"ITMAGINATION was an effective and reliable partner with extensive experience in the field."

ITMAGINATION was invited to participate in the RFP process which they won after showing that they clearly understand our needs, have top-notch expertise both in our sector (FMCG), as well as the technologies used (BI and Data Warehousing) and their pricing model is optimal.

They had a very persuasive way of communicating proposed solutions.
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David Wood
Managing Director
"ITMAGINATION's team was able to understand our business needs and set up a development team quickly and to a high quality."

Thanks to ITMAGINATION’s flexibility and professionalism, we were able to onboard their developers quickly and start cooperation within only a few weeks after we reached out to them.

We have a true partner relationship, and we trust their expertise. They efficiently support work on our platform and help us release new features quickly and reliably.
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Michae Wolf
Chief Technology Officer (CTO)
"The  team has been great to work with, they are direct communicators, open to  feedback and work hard to build a great product."

We are very in sync about how  to improve the team and our processes. It has been very refreshing to partner  with ITMAGINATION to build up our backlog of things to do and to prioritize  together.

Involvement and engagement by the ITMAGINATION leadership team has  been great. They set up structured check-ins with our company leadership, and  have kept us constantly looped in on the team’s progress.
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Projects In The Loans & Credit Industry We've Worked On

BNP Paribas

Bespoke Know Your Customer (KYC) System

ITMAGINATION developed a bespoke KYC system designed and built to support processes around anti-money laundering and anti-terrorism financing by calculating the risk level of each customer.
The key component of the KYC System is the workflow engine that, depending on the segment and risk score, will direct the KYC survey through a set of steps where different departments within the bank will check the survey results further and make their assessment.

BNP Paribas offers savings and investment products, as well as a wide range of loans, while providing businesses with solutions for financing. BNP Paribas also extends its services to enterprises from the agriculture and food sector. It specializes in financing agriculture, the food economy and regional infrastructure.

Get in touch for more

NFG

Automated Factoring, Reverse Factoring, And Credit Risk Assessment

NFG introduced the first Factoring & Reverse Factoring services on the Polish market, integrating with many economic intelligence agencies. Thanks to using cutting-edge technologies, in cooperation with our team at ITMAGINATION, they created a decision engine that automates most of the tasks related to customer service.

NFG (National Guarantee Fund) is a modern financial institution that specializes in providing services for micro and small enterprises in factoring. NFG belongs to the Kaczmarski Group(including KRD, KRD BIG, Rzetelna Firma, Kaczmarski Inkasso).

Get in touch for more

Crédit Agricole

Large Scale Data Migration

ITMAGINATION migrated Credit Agricole's data on loans, credit cards, clients, and debt collection to their central banking system. The project was completed very quickly, within the span of 13 months.

Crédit Agricole Bank Polska S.A. is a member of the international Credit Agricole banking group. The bank has a wide range of products in its portfolio. The key segment for the bank are consumer finance products (loans and credit cards) which are available in over 12,000 outlets throughout Poland, as well as the agriculture segment.

Get in touch for more
Not sure whether there's a fit before committing to a call? We totally understand and we've got you covered.

ITMAGINATION In Numbers

15+

Years On The Market

5+ Years

Avg. Client Tenure

550+

Successful Projects

400+

People On Board

More projects we've seen on the roadmap of the top companies we've talked to in the Loans & Credit Industry

Loan Portfolio Management System

  • Develop a comprehensive loan portfolio management system to monitor loan performance, identify risks, and optimize profitability
  • Provide real-time reporting and analytics to help you make informed decisions
  • Integrate with other systems and applications to streamline workflows and reduce manual errors

Loan Portfolio Management System

  • Develop a comprehensive loan portfolio management system to monitor loan performance, identify risks, and optimize profitability
  • Provide real-time reporting and analytics to help you make informed decisions
  • Integrate with other systems and applications to streamline workflows and reduce manual errors

Loan Servicing Chatbot

  • Build a chatbot to provide customers with instant assistance with loan-related inquiries and requests
  • Use natural language processing and machine learning to provide personalized responses
  • Reduce call center volume and improve customer satisfaction

Loan Servicing Chatbot

  • Build a chatbot to provide customers with instant assistance with loan-related inquiries and requests
  • Use natural language processing and machine learning to provide personalized responses
  • Reduce call center volume and improve customer satisfaction

Fraud detection and prevention system

  • Implement a fraud detection and prevention system to identify and mitigate risks associated with loan applications and payments
  • Use data analytics and machine learning to detect patterns and anomalies in application and payment behavior
  • Ensure compliance with regulations and industry best practices

Fraud detection and prevention system

  • Implement a fraud detection and prevention system to identify and mitigate risks associated with loan applications and payments
  • Use data analytics and machine learning to detect patterns and anomalies in application and payment behavior
  • Ensure compliance with regulations and industry best practices

Mobile loan application platform

  • Develop a mobile application platform to enable customers to apply for loans and mortgages on the go
  • Use biometric authentication and secure data storage to protect customer data and ensure compliance
  • Provide real-time updates and notifications to improve customer experience

Mobile loan application platform

  • Develop a mobile application platform to enable customers to apply for loans and mortgages on the go
  • Use biometric authentication and secure data storage to protect customer data and ensure compliance
  • Provide real-time updates and notifications to improve customer experience

Our custom software development solutions can help you:

  • Streamline loan application processing, reduce manual errors, and enhance customer experience
  • Integrate with payment gateways and third-party systems to automate loan payments
  • Automate the underwriting process with data-driven insights and predictive analytics
  • Build a secure, scalable platform to manage loan accounts, payments, and collections
  • Identify and mitigate fraud with data analytics and machine learning
  • Optimize loan portfolio performance with real-time reporting and analytics
  • Enable customers to apply for loans and mortgages on the go

Contact us today to learn more about how we can help you achieve your goals!

Let's Talk About Your Project!

Michał Sarna
Delivery Director
ITMAGINATION LinkedIn
Lidiia Tkachenko
Senior Client Partner
ITMAGINATION LinkedIn
If you're interested in exploring how we can work together to achieve your business objectives & tackle your challenges - whether technical or on the business side, reach out and we'll arrange a call!

Hisham Itani

Client Partner

If you're interested in exploring how we can work together to achieve your business objectives & tackle your challenges - whether technical or on the business side, reach out and we'll arrange a call!
ITMAGINATION LinkedIn

Our Team Is Trusted By

Logo ITMAGINATION Client BNP ParibasLogo ITMAGINATION Client L'OrealDanone LogoParamount LogoOrange ITMAGINATION ClientSantander ITMAGINATION ClientCredit Agricole ITMAGINATION ClientSkanska ITMAGINATION CustomerDNB (Danske Bank) ITMAGINATION ClientArmadillo.one LogoGreenlight ITMAGINATION Customer / Client
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Microsoft Gold Partner Certification 2021 for ITMAGINATION
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