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/blog/credit-loan-processing-ai-biased-when-assessing-credit-worthinessAI Bias in Credit & Loan Processing: Is AI Biased When Assessing Credit Worthiness?
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Back to top ↑. AI Bias in Credit & Loan Processing: Is AI Biased When Assessing Credit Worthiness? Summary. There are significant concerns about bias, as AI systems can inadvertently perpetuate historical prejudices and lead to unfair treatment of certain groups.

/blog/automated-credit-loan-processing-guideAutomated Credit & Loan Processing - A Comprehensive Guide
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Back to top ↑. Automated Credit & Loan Processing - A Comprehensive Guide. In recent years, terms like. AI. automation. have evolved from mere buzzwords to becoming industry standards solutions adopted by leading companies worldwide.

/blog/embedded-finance-trends-whats-nextEmbedded Finance Trends: What's Next for Businesses and Consumers?
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Key Highlights of Embedded Finance and Embedded Payments in Healthcare: Patients Access Credit Directly at Point of Care. : Partner clinics allow patients direct access to credit, simplifying treatment payments and boosting patient satisfaction.

/blog/architecting-a-modern-credit-and-loan-underwriting-engineArchitecting a Modern Credit and Loan Underwriting Engine
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Back to top ↑. Architecting a Modern Credit and Loan Underwriting Engine. Summary. Modern credit and loan underwriting engines automate the loan origination process, reducing human errors, minimizing resource needs, and lowering operational costs.

/blog/how-rbc-transforms-smb-sme-bankingHow RBC is Transforming SMB / SME Banking Through Innovative Digital Products
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Automated loans and lines of credit calculators. Credit cards featuring. Avion Rewards. Business Accounts. tailored to your business needs. Let’s delve deeper into RBC’s solutions and see how their tech stack can help SMB's/ SME's reduce friction and have a better banking experience.

/blog/automated-credit-loan-decisioning-implementation-best-practicesAutomated Credit & Loan Decisioning - Product Implementation Best Practices
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Back to top ↑. Automated Credit & Loan Decisioning - Product Implementation Best Practices. Summary. Automated loan processing systems provide speed, efficiency, accuracy and scalability. Automated systems process loan applications faster than manual methods, providing near-instant decisions.

/industries/loans-creditCustom Software Solutions For The Loans & Credit Industry
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Integrate with third-party systems for credit checks, document verification, and other requirements. Ensure compliance with regulations and internal policies. Mortgage loan servicing platform development.

/blog/transforming-fintech-security-with-aws-payment-cryptography-redefining-payment-processing-in-the-cloudTransforming Fintech Security with AWS Payment Cryptography - Redefining Payment Processing in the Cloud
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Back to top ↑. Transforming Fintech Security with AWS Payment Cryptography - Redefining Payment Processing in the Cloud. Introduction.

/career-paths/controllingControlling Career Path | ITMAGINATION
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In addition to the participation in the preparation of the budget and financial forecasts and explanation of deviations, their responsibilities include also supporting the month-end closing process and annual financial audit as well as the reconciliation of statutory and management financial statements

/blog/digital-onboarding-is-it-the-key-to-increased-trust-convenience-and-customer-centricityDigital onboarding – is it the key to increased trust, convenience and customer centricity?
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Back to top ↑. Digital onboarding – is it the key to increased trust, convenience and customer centricity? Say goodbye to the photocopier. Say hello to increased trust, convenience and customer centricity.

/blog/embedded-finance-the-future-of-online-financial-servicesEmbedded Finance: The Future of Online Financial Services Development
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It caters to a diverse range of payment methods including credit cards, debit cards, Automated Clearing House (ACH), and. digital wallets.

/blog/switching-software-development-partnersWhat's the Process of Switching Software Development Partners?
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Back to top ↑. What's the Process of Switching Software Development Partners? We recently published an article on recognizing the signs that your relationship with your software development partner is deteriorating. We explained what symptoms to look out for in it.

/blog/4-technologies-that-changed-the-world-of-finance4 Technologies That Changed The World Of Finance
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Back to top ↑. 4 Technologies That Changed The World Of Finance. Summary: New technologies transformed the way we live; The transformation also occurred in the banking industry; Sometimes we forget about how much has changed.

/blog/banking-fintech-how-mobile-apps-changed-the-gameBanking & Fintech: How Mobile Apps Changed the Game
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Back to top ↑. Banking & Fintech: How Mobile Apps Changed the Game. Introduction. The rivalry between high street banks and fintechs has been a major force in the financial industry for over a decade.

/blog/successful-data-migration-banking-mergers-acquisitionsSuccessful Data Migration During Banking Mergers & Acquisitions
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BNP Paribas, Credit Agricole, PayU) highlighting successful data migration projects.

/blog/robotic-process-automation-rpa-system-to-system-s2s-integrationRobotic Process Automation (RPA) & System-to-System (S2S) Integration
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Back to top ↑. Robotic Process Automation (RPA) & System-to-System (S2S) Integration. Introduction. Automation is no longer a luxury. It is a requirement for organizations seeking to streamline processes and improve efficiency.

/blog/boosting-commercial-lending-efficiency-through-ai-and-automation-a-guide-to-clms-successBoosting Commercial Lending Efficiency Through AI and Automation: A Guide to CLMS Success
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Back to top ↑. Boosting Commercial Lending Efficiency Through AI and Automation: A Guide to CLMS Success. The process of issuing a commercial loan has traditionally been cumbersome and inefficient, leading to tight profit margins for lenders and a mismatch between pricing and risk.

/blog/i-dont-want-a-loan-i-want-you-to-make-my-life-easier-how-banks-can-deliver-value-added-services-to-their-customers“I don’t want a loan, I want you to make my life easier”. How Banks Can Deliver Value-Added Services To Their Customers
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Back to top ↑. “I don’t want a loan, I want you to make my life easier”. How Banks Can Deliver Value-Added Services To Their Customers. The digital services landscape has changed. So have our expectations.

/expertise/sme-smb-bankingSmall Medium Enterprise (SME) / Business (SMB) Banking Development Services | Hire Small Medium Enterprise (SME) / Business (SMB) Banking Development Engineers and Developers
www.itmagination.com/expertise/sme-smb-banking

These tools simplify the reporting process, reducing the administrative burden on businesses. Enhanced Compliance Reporting for SMEs. Provide advanced compliance reporting services, aiding SMEs in adhering to legal and regulatory requirements.

/blog/ai-in-finance-how-to-transform-your-organization-with-advanced-solutionsAI in Finance: How To Transform Your Organization with Advanced Solutions
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AI-Driven Credit Decisions. AI is. transforming credit and loan decision-making. through advanced data analysis and machine learning.

/blog/automated-fraud-detection-software-key-benefits-use-cases-and-best-practices-for-tech-leaders-in-the-financial-sectorAutomated Fraud Detection Software Development: Key Benefits, Use Cases, and Best Practices for Tech Leaders in the Financial Sector
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Credit Card Fraud. Credit card fraud is one of the most prevalent types of financial fraud. This occurs when someone uses a stolen or cloned credit card to make unauthorized purchases or withdraw funds.

/bfsi/fintechFintech | ITMAGINATION
www.itmagination.com/bfsi/fintech

Payments & Cards Modernization. Core Banking Modernization. KYC / AML / FinCrime. API Souq (Market) Platform Modernizes Corporate Banking for Emirates NBD.

/bfsi/financial-servicesFinancial Services | ITMAGINATION
www.itmagination.com/bfsi/financial-services

Payments & Cards Modernization. Core Banking Modernization. KYC / AML / FinCrime. API Souq (Market) Platform Modernizes Corporate Banking for Emirates NBD.

/blog/top-10-questions-about-ios-development-swiftAnswering the Top 10 Questions About iOS Development
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Back to top ↑. Answering the Top 10 Questions About iOS Development. Our iOS experts are here to answer the top 10 questions about iOS development on the internet.

/blog/digital-weapon-against-fraudstersDigital weapon against fraudsters
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Back to top ↑. Digital weapon against fraudsters. Digitization of customer relationship initiation processes, automatic assessment of the risk of cooperation with a customer and smart algorithms to analyse transactions.

/services/cloud-native-solutions/microsoft-azure-cloud-consultingMicrosoft Azure Cloud Consulting Services | ITMAGINATION
www.itmagination.com/services/cloud-native-solutions/microsoft-azure-cloud-consulting

Credit Agricole. migrates over 4 billion records & 3.2 million credit accounts. with perfect accuracy across banking systems. Learn more. 50% Azure Costs Reduction. Reduction of 50% in cloud costs thanks to a. robust FinOps strategy and day-to-day platform improvements. led by our architect.

/blog/top-5-reasons-for-migrating-to-the-cloudTop 5 Reasons for Migrating to the Cloud
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Back to top ↑. Top 5 Reasons for Migrating to the Cloud. The introduction of cloud computing providers and cloud computing services represented a significant shift for organizations of all kinds, but especially big ones.

/bfsi/retail-consumer-bankingRetail / Consumer Banking | ITMAGINATION
www.itmagination.com/bfsi/retail-consumer-banking

Payments & Cards Modernization. Core Banking Modernization. KYC / AML / FinCrime. API Souq (Market) Platform Modernizes Corporate Banking for Emirates NBD.

/blog/behavioral-analytics-in-real-time-itmagination-shows-the-new-potential-of-behaviolytics-r-at-finovate-europeBehavioral analytics in real time – ITMAGINATION shows the new potential of Behaviolytics® at Finovate Europe
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Back to top ↑. Behavioral analytics in real time – ITMAGINATION shows the new potential of Behaviolytics® at Finovate Europe. A product is most appealing to a customer when they really need it, and when it suits them.

/bfsi/payments-modernizationPayments Modernization
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Migrated 44,000 Card Accounts and 100m+ Transaction Records in a Single Weekend. BNP Paribas consolidated systems ahead of a major merger by migrating 44,000 card accounts. We executed two dress rehearsals and. delivered a migration with 900+ data mappings and 170 reconciliation rules in a weekend.

/blog/autonomous-cars-of-the-futureAutonomous Cars of the Future
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Back to top ↑. Autonomous Cars of the Future. Introduction. Welcome to a deep dive into the fascinating world of self-driving cars, a technology that promises to revolutionize not just the automotive industry, but also the way we think about transportation, safety, and convenience.

/bfsi/corporate-transaction-bankingCorporate / Transaction Banking | ITMAGINATION
www.itmagination.com/bfsi/corporate-transaction-banking

Payments & Cards Modernization. Core Banking Modernization. KYC / AML / FinCrime. API Souq (Market) Platform Modernizes Corporate Banking for Emirates NBD.

/blog/successfully-migrate-banks-data-microsoft-azureSuccessfully Migrate your Bank's Data with Microsoft Azure – A Comprehensive Guide
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Back to top ↑. Successfully Migrate your Bank's Data with Microsoft Azure – A Comprehensive Guide. Summary. Banks need secure and efficient data migration, especially during mergers and acquisitions.

/bfsi/investment-banking-capital-marketsInvestment Banking & Capital Markets | ITMAGINATION
www.itmagination.com/bfsi/investment-banking-capital-markets

Payments & Cards Modernization. Core Banking Modernization. KYC / AML / FinCrime. API Souq (Market) Platform Modernizes Corporate Banking for Emirates NBD.

/blog/data-security-in-the-financial-industryData Security In The Financial Industry
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Back to top ↑. Data Security In The Financial Industry. Data security cannot be an afterthought.

/bfsi/insuranceInsurance | ITMAGINATION
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Payments & Cards Modernization. Core Banking Modernization. KYC / AML / FinCrime. API Souq (Market) Platform Modernizes Corporate Banking for Emirates NBD.

/Tech Partner for Banking, Financial Services, and Insurance | ITMAGINATION
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Payments & Cards Modernization. Core Banking Modernization. KYC / AML / FinCrime. API Souq (Market) Platform Modernizes Corporate Banking for Emirates NBD.

/blog/groupama-lowell-paysafe-datev-and-chanel-revolutionizing-their-industries-azure-ai-openai-services-microsoft-copilotHow Groupama, Lowell, Paysafe, DATEV, and Chanel are Innovating with Azure AI, OpenAI Services, and Microsoft Copilot
www.itmagination.com/blog/groupama-lowell-paysafe-datev-and-chanel-revolutionizing-their-industries-azure-ai-openai-services-microsoft-copilot

These events help companies access new ideas and solutions while engaging employees in the AI transformation process.

/blog/big-data-analytics-for-smarter-manufacturing-predictive-maintenance-process-optimizationLeveraging Big Data Analytics for Smarter Manufacturing: From Predictive Maintenance to Process Optimization
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Back to top ↑. Leveraging Big Data Analytics for Smarter Manufacturing: From Predictive Maintenance to Process Optimization. The manufacturing industry, just like all the other sectors, are highly reliant on. data.

/blog/how-fintech-trends-are-changing-the-ways-of-the-worldHow Fintech Trends Are Changing The Ways Of The World
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Back to top ↑. How Fintech Trends Are Changing The Ways Of The World. Summary. Fintech investments hit a record high of $131.5 billion in 2021, a 170% increase from 2020. RegTech’s in 2021 raised $18.9bn across numerous deals, beating the previous high of $7.8bn set in 2020.

/blog/top-software-development-trends-2025Top Software Development Trends for 2025 and How to Leverage Them
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Back to top ↑. Top Software Development Trends for 2025 and How to Leverage Them. Looking to stay competitive in software development? This article dives into the top software development trends you need to know, including leading programming languages, AI advancements, cloud platforms, and more.

/bfsi/fincrime-risk-regulatoryFinCrime, Risk, and Regulatory Compliance | ITMAGINATION
www.itmagination.com/bfsi/fincrime-risk-regulatory

Advanced Analytics Discovery for Credit Risk, Retention & CLV Optimization.

/blog/financial-institutions-minimize-your-risks-with-technologyRisk Management Technology Solutions For NFG's Automated Factoring Business
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Back to top ↑. Risk Management Technology Solutions For NFG's Automated Factoring Business. Running a business in the financial sector takes a lot of courage.

/blog/embrace-the-age-of-micro-personalization-in-bankingEmbrace the age of micro-personalization in banking
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Back to top ↑. Embrace the age of micro-personalization in banking.

/services/data-ai/smart-data-governanceSmart Data Governance
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Process large volumes of data efficiently for downstream analytics and AI workloads. Governed Collaboration. : Enable secure, cross-functional collaboration between data scientists, engineers, and business analysts.

/blog/software-development-lifecycle-analytics-tools-top-7-tools-for-modern-teamsSoftware Development Lifecycle Analytics Tools – Top 7 Tools For Modern Teams
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Back to top ↑. Software Development Lifecycle Analytics Tools – Top 7 Tools For Modern Teams. Software development analytics tools are something every modern team needs. They serve a wide array of functions.

/blog/our-partnership-with-kaczmarski-group-financial-servicesCreating Top-Notch Factoring Solutions - Our Partnership with Kaczmarski Group (NFG)
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Back to top ↑. Creating Top-Notch Factoring Solutions - Our Partnership with Kaczmarski Group (NFG). Kaczmarski Group is a well-established player in the financial services.

/blog/poland-top-destination-to-find-developersWhy Poland Is A Top Destination To Find And Hire Developers
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Back to top ↑. Why Poland Is A Top Destination To Find And Hire Developers. Brief overview of why Poland is a top destination to find and hire software developers. The talent pool in Poland consists of almost 300,000 software developers, top in the CEE.

/blog/embedded-finance-vs-baasEmbedded Finance vs. Banking-as-a-Service (BaaS)
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Back to top ↑. Embedded Finance vs. Banking-as-a-Service (BaaS). Navigating the world of finance doesn't have to feel like steering through a labyrinth anymore. Thanks to the wonders of.

/blog/psd2-paves-the-way-for-open-banking-and-the-age-of-micro-personalizationPSD2 paves the way for open banking, and the age of micro-personalization
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Back to top ↑. PSD2 paves the way for open banking, and the age of micro-personalization. On 14 September 2019, the Payment Services Directive 2 (PSD2) comes into effect.

/expertise/embedded-financeEmbedded Finance Solutions Development Services | Hire Embedded Finance Solutions Engineers and Developers
www.itmagination.com/expertise/embedded-finance

We also specialize in developing custom Buy Now, Pay Later platforms that integrate effortlessly into your checkout process, providing customers with flexible payment options.

/blog/money-20-20-europe-agentic-ai-embedded-finance-programmable-moneyWhat You Missed at Money 20/20 Europe 2025: Agentic AI, Embedded Finance, Programmable Money and more
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Back to top ↑. What You Missed at Money 20/20 Europe 2025: Agentic AI, Embedded Finance, Programmable Money and more. Money 20/20 Europe 2025 offered an all-encompassing view of the financial sector and the global money ecosystem, one defined by transformation, convergence, and urgency.

/blog/exploring-data-science-in-fintech-practical-applications-and-insightsExploring Data Science in Fintech: Practical Applications and Insights
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Back to top ↑. Exploring Data Science in Fintech: Practical Applications and Insights. Importance of Data Science in Modern Finance. Fintech companies rely heavily on data science and machine learning to streamline financial decision-making and introduce cutting-edge solutions.

/blog/3-cutting-edge-react-libraries3 Cutting-Edge React Libraries
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Learn how these three ground-breaking libraries can help you. improve your React development process. and produce top-notch web applications as we explore their features, advantages, and use cases. Let's start exploring uncharted territory for React development!

/blog/the-future-of-payments-opportunities-trends-and-case-studies-from-jpmc-barclays-visaTrends in Payments: The Future, Opportunities, and Case Studies from JPMC, Barclays & Visa
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Encryption scrambles data during transmission, ensuring that it cannot be read by unauthorized parties, while tokenization replaces sensitive information, such as credit card numbers, with non-sensitive tokens that are useless if intercepted.

/services/data-ai/microsoft-fabricMicrosoft Fabric Consulting & Development Services | ITMAGINATION
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Advanced Analytics & AI Readiness. 4B+ Records & 3.2M Credit Accounts Migrated with Near-Perfect Accuracy. Delivered a 13-month migration project, moving 4+ billion records and 3.2 million credit accounts across 9 source and 4 target systems.

/blog/unlocking-business-value-with-snowflake-real-world-success-stories-from-top-industriesUnlocking Business Value with Snowflake: Real-World Success Stories from Top Industries
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Back to top ↑. Unlocking Business Value with Snowflake: Real-World Success Stories from Top Industries. Introduction. As organizations across the globe grapple with massive volumes of data, the need for robust, scalable, and flexible data platforms has never been greater.

/services/data-ai/fabric-frameworkMicrosoft Fabric Adoption Framework
www.itmagination.com/services/data-ai/fabric-framework

Our goal is to bring clarity and confidence to the process. Accelerated Time-to-Value: 6-8 Weeks. Rapid delivery of Proofs-of-Concept (PoCs) to. showcase business impact early; in just 6-8 weeks. AI Readiness - Data Maturity Assessment.

/blog/buy-now-pay-later-could-this-be-the-way-to-keep-millennial-shoppers-satisfiedBuy now, pay later. Could this be the way to keep millennial shoppers satisfied?
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Back to top ↑. Buy now, pay later. Could this be the way to keep millennial shoppers satisfied? Every year, the number of purchases that are paid for ‘in installments’ increases.

/blog/ensuring-ethical-ai-for-a-brighter-future-in-healthcareEnsuring Ethical AI for a Brighter Future in Healthcare
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Back to top ↑. Ensuring Ethical AI for a Brighter Future in Healthcare. Introduction. Artificial Intelligence (AI) holds incredible promise for revolutionizing healthcare and improving the delivery of medical services across the globe.